Investment planning

Build wealth with confidence

Practical, jargon-free guides on TFSA, RRSP, RESP, mutual funds, and building a long-term investment strategy that works for your life — written by Carrie Wang, CEA, CLU®.

6 articles 4–8 min reads By Carrie Wang, CEA, CLU®
🕐 Retirement 📈 Investing 🛡️ Insurance 🏛️ Estate planning 🏢 Business 💡 Tax tips
Featured article
01
Investment fundamentals

TFSA, RRSP, RESP, or non-registered — which account should you invest in first?

Most Canadians have limited dollars and multiple account options. Here's the priority order that works for most situations — and when to switch things up.

Carrie Wang, CLU®
7 min read
Investment planning
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RESP

RESP explained: how to maximize the government grant for your child's education

The CESG gives you $7,200 per child — most families leave money on the table without realizing it.

Mutual funds

How Sun Life mutual funds work — and how to choose the right ones for your goals

Not all mutual funds are equal. A plain-language guide to fund types, risk levels, and how Carrie selects them.

Risk & returns

What is your risk tolerance — and why does it matter for your investments?

It's not just about math — it's about how you'll actually feel when markets drop 20%. Here's how to figure out your real tolerance.

Market timing

Why trying to time the market almost always backfires — and what to do instead

Even professionals can't consistently time the market. Here's the strategy that actually works over the long run.

TFSA

TFSA contribution room in 2025: how much do you have and where to find it?

Many Canadians don't know how much TFSA room they've accumulated. Here's how to find out — and use it wisely.

Want a personalized investment strategy?

Carrie will review your accounts, goals, and risk tolerance — and build a plan designed for your life.

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