Life & critical illness insurance

Protect your family with the right coverage

Plain-language guides on term life, Sun Life Par, critical illness coverage, and how to choose the right protection for your family at every stage of life — written by Carrie Wang, CEA, CLU®.

4 articles 4–7 min reads By Carrie Wang, CEA, CLU®
🕐 Retirement 📈 Investing 🛡️ Insurance 🏛️ Estate planning 🏢 Business 💡 Tax tips
Featured article
01
Life insurance fundamentals

Life insurance in Canada: a complete plain-language guide

Life insurance is the foundation of any solid financial plan — but the options can feel overwhelming. This guide explains every type, who needs what, and how to make the right choice for your family and stage of life.

Carrie Wang, CLU®
7 min read
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All life & critical illness insurance articles

Term vs Par

Term life vs Sun Life Par: which type of insurance is right for your family?

Both protect your family — but work very differently and serve different purposes. A clear side-by-side comparison.

Critical illness

Critical illness insurance explained — and why every working Canadian should consider it

1 in 2 Canadians will be diagnosed with cancer. A CI payout lets you focus on recovery, not money.

Coverage amount

How much life insurance do you actually need in Canada?

Too little leaves your family exposed. Too much is wasteful. Here's how to calculate the right amount.

Business owners

Life and critical illness insurance for Canadian business owners

Key person, buy-sell, corporate-owned, and CI for business owners — the coverage every business needs.

Want to review your life insurance coverage?

Carrie will assess your current coverage, identify any gaps, and recommend the right solution for your family's needs.

Book a free consultation