Tax tips & strategies

Pay less tax, legally and confidently

Practical guides on account strategies, income splitting, and charitable giving — written by Carrie Wang, CEA, CLU®, to help you keep more of what you earn.

2 articles 4–7 min reads By Carrie Wang, CEA, CLU®
🕐 Retirement 📈 Investing 🛡️ Insurance 🏛️ Estate planning 🏢 Business 💡 Tax tips
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Tax fundamentals

Smart account strategies to reduce your tax bill — legally and effectively

Most Canadians pay more tax than they need to. The right combination of accounts, contribution timing, and withdrawal sequencing can reduce your lifetime tax bill by tens of thousands of dollars.

Carrie Wang, CLU®
6 min read
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All tax tips & strategies articles

Income splitting

Income splitting strategies for Canadian families — reducing your household tax bill

A household where one partner earns $150K pays dramatically more tax than two partners each earning $75K. Here's how to fix that.

Charitable giving

Tax-efficient charitable giving strategies for Canadians

Donating appreciated securities directly can eliminate capital gains tax entirely. Here's how to give more and pay less.

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